IRA Qualified Charitable Distributions (QCDs)

Qualified Charitable Distributions (QCDs), also known as IRA Charitable Rollovers, are the savviest way for individuals age 70½ or older to use their IRAs to maximize their charitable impact.

If you are 70½ or older, you may be able to make a Qualified Charitable Distribution (QCD) from your IRA directly to Lifesavers Wild Horse Rescue. This allows you to:

  • Satisfy all or part of your Required Minimum Distribution (RMD)

  • Exclude the donated amount from your taxable income

  • Enjoy tax savings even if you don’t itemize deductions

How It Works

  1. Contact your IRA custodian (e.g. Vanguard, Fidelity, Schwab) and request to make a Qualified Charitable Distribution directly to us.

  2. Give them our legal name Lifesavers, Inc. and EIN: 95-4631906.

  3. Specify that the distribution should come directly from the IRA to Lifesavers Wild Horse Rescue (the check or electronic transfer must be payable to us).

  4. Notify us so we can acknowledge your gift and send the proper receipt for your records.

  5. For your gift to count in a given tax year, the funds must clear by December 31.